This. Why do you think Fire is so desirable these days, it's the retirement, you can't beat it, not to mention an actual promotional ladder beyond field supervisor, protection from management. It's all going away though, many cities are looking to cut costs, starting with safety pensions. In SoCal alone there are 3 cities that started FD's with no CalPERS, straight 401k, and no union.I'm sure I'll get the blow torch from everyone here but, the best places to work have a union. Preferably a red sticker you can put on your car kinda union. You are young and you need to plan for your future now. You want to a place that pays well and offers not only benefits but some sort of retirement program. I spent the first half of my 30+ year career in the private sector and worked with some amazing people. Many of them are still there with no hope of any kind of decent life after EMS. Shiny new rigs and great uniform policies and sign on bonus offers make things look desirable but it's all about finding someplace that will let you enjoy a life after you can't work the bus anymore. Just my 2 cents.