And how are any of the things I listed hereditary? HPV is an STD which has been extensively linked to cervical cancer and there is a VACCINE for it. If women choose not to get the vaccine and contract HPV, should we deny them health insurance like we deny those who choose to drink or smoke? They made a concious choice to decline the vaccine and have unprotected sex (let's not get into semantics, now.).
Living in cities with polluted air is also not hereditary, no one can force you to live anywhere. If you make a choice to live in, say, NYC, can we deny coverage when they develop lung cancer? Can you prove something else caused the lung cancer? Can you prove that smoking did cause the lung cancer, and it was not some predisposition or other external or internal factors? Last time I checked you didn't have to be a smoker to get cancer, and you don't have to have cancer to be a smoker.
And people choose to enter the medical field, knowing full well there is a risk of exposure to TB, Hep C, PNA, HIV, C-Diff, MRSA, just to name a few lovlies. It's also a high stress enviorment. Stress makes you sick. Plus you're constantly exposed to the cold coughy sniffley ickies. Plus there's the exhaustion factored in, a lifestyle not convienent for healthy, well balanced meals. Should we deny health coverage to EMTs, Paramedics, Doctors, RNs, CNAs, even the clerical and house keeping staff in a hospital? They CHOSE to work there, no one forced them into it, it wasn't something inhereited. I mean... they could have possibly caused their own illnesses, why should we pay because they want to be in medicine?