the 100% directionless thread

exodus said:
Got a Claim award letter from unemployment office. Didn't even get a phone interview and the approved my claim! So much stress is off me now. I have enough money to cover bills :)
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That's why they say you need an emergency fund.
 
MrBrown said:
Since when is there an Eastern Washington State? Hmmmmm ..... :P

Or do you all not like the Starbucks drinking people from Western Washington aka Seattle? :D
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:ph34r:...........Don't you want to know.

Hey, it'll happen someday. Probably not in my day, but it'll happen.
 
n7lxi said:
Can most EMS providers actually afford to build an "emergency fund"?

(that's why I work overtime!)
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The ones who think they can't do an emergency fund are the ones that need it the most.


I have 4 months of expenses saved up right now JUST for an emergency, and I'm going to keep putting money in until I reach $10,000. That's not including money to fix/replace my car, money I'm saving for a house, and money I save just so I can buy whatever I want without going over budget.


I remember just a couple years ago how little money I actually had saved, and it seemed like whenever I got an extra $300, something would happen to take that away. I'd feel much too uncomfortable in this age to NOT have plenty of money saved.
 
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Today I popped a three year old in the mouth for biting me on my hip.

And I actually feel guilty because he's skulking and pouting around the house.

But darnit that hurt!
 
Sasha said:
Eee mur gent cee fun-d? What is that?
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Money you save solely for use in an emergency situation, like car breaks down or you lose your job, instead of putting it on a credit card.

Some people say $1000, some people say 3-6 months of living expenses, some say upwards of a year.
 
count your blessings Linuss. No matter how much money you make, it's hard to save. Then again, if you have 35k in student loans, you might not be sitting pretty with your little treasures!
 
Linuss said:
Money you save solely for use in an emergency situation, like car breaks down or you lose your job, instead of putting it on a credit card.

Some people say $1000, some people say 3-6 months of living expenses, some say upwards of a year.
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Lol i dont make enough to save.

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Sasha said:
Lol i dont make enough to save.
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All the more reason to work on a budget and save. A medic I work with hurt his back and was out of work for a couple of months. He finances tanked due to having no savings to cushion himself.

Heck, work on saving $100 a month.




I don't always follow my budget, but I ALWAYS spend less than I make in a month.
 
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Not everyones expenses are the same as yours.

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Sasha said:
Not everyones expenses are the same as yours.

Sent from LuLu using Tapatalk
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No, but everyones expenses should be less than their income.


And preferably by a good margin as to give yourself some wiggle room.
 
Easier said than done

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Our disaster response teams are on final notice for activation for Irene. The flights to get the crews there are already planned and we are back filling field shifts just incase they do get deployed.

The response teams have 6 hours to get to the main station from the time they get the phone call/page. And have to be on scene of the incident within 24 hours.
 
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Linuss said:
Maybe. But still needs to be done.



I just would not feel comfortable knowing that a single flat tire could throw me in to debt.
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This is why friends shouldn't talk about money. someone always ends up looking like a jerk.

i'm not trying to make it personal, but why don't we change the subject!
 
8jimi8 said:
This is why friends shouldn't talk about money. someone always ends up looking like a jerk.

i'm not trying to make it personal, but why don't we change the subject!
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I didn't make you pay when you stayed at my house, did I? :P
 
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