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Even if there aren't government programs to pay, costs will still be passed on to those that do pay.As a pretty staunch libertarian and fiscal grinch, this is a tough pill for me to swallow. But it is true. Many people simply will not do what they need to do to take care of themselves, and unless we are prepared to start taking ICU patients who can't pay their bill outside to be dumped in the street, or refuse to let people who obviously really need care from entering the ED without cash payment in advance, then there has to be government programs to pay for their care.
Our rates are as high as they are because we need to use private insurance payments to make up for the below market reimbursement of Medicaid/care patients. Fair and equitable? Not in the slightest.