Hey guys I hope that everyone is doing good. Well I have a couple of question?
1. why do EMT ambulance company look at your credit score
2. Will they hire anyone with bad or some what bad credit
3. what companies check your credit score?
If you can't show responsibility with your own money, how are you to show responsibility with peoples lives, really expensive equipment, or even the company's money?
Maybe, maybe not. That's a question for your prospective company.
Considering there are thousands of agencies, it's crazy to think we can name who will or will not.
My opinion is that a credit rating does not reflect a person's level of responsibility or even accountability. There are so many variables that come into play at different points of a persons life that can destroy a credit rating. And none of those variables indicates how an EMT or Paramedic is going to perform, take care of equipment, or be as a person in general.
Many people go through rough times and decide to go to school so that they can get a better job and start to have more money and pay their bills. Why should they be penalized for taking corrective action in their life?
I agree with Sasha... I made some really bad financial decisions when I was younger and that has no bearing on how I am now. A credit rating doesn't improve at the same rate it declines either.
I have never heard of an EMS or Fire company checking a credit report.
I think credit scores are a great way for many lucrative agencies to weed out the comp. I know many recruits who have failed out of backgrounds because of there credit score, and hundreds of more applicants ready and willing to take there place.
As a small business owner, a credit report can save me a LOT of headache. If you have leans, judgements, wage garnishments, etc.....I just may pass on you for an equally suitable candidate. It is my prerogative to do so regardless of how great you are...as I seriously do not want to deal with the extra issues.
Time is money and every hour I spend addressing an employee's financial issues is time not spent on more important things which costs me a lot of money. This can really add up fast and take a toll on a small business owner.
I have the option to not do so...you are correct.
I am not the welfare system here, I have a small business to run and until you are in that position you can not appreciate the full scope of maximizing the use of every single minute.
So yes, if I have two equally qualified candidates and one has child support which is going to cause me problems and extra time/resources, I will take a pass.
I am not here for them, I am here for myself and my business.
My obligations are for my current staff and my business and I have to scrutinize every situation to make sure I am doing the best I can by all involved.
I did not say child support was welfare, I stated I am not welfare...meaning it is not my responsibility to look after people's personal affairs. I am to compare and evaluate similar candidates and if one is easier to manage over time than another, then that is a factor in the hiring decision...like it or not, that is business.
I did not say I had knowledge of their affairs, I stated that if a credit report shows judgements, leans, etc then I would take a pass...it was you who presented the child support question as a relevant tangent. If I do not have that knowledge before hand, obviously I cannot factor it in.
Your lack of experience and knowledge oversimplifies the process. You make the same assumption many employees make about anything they deem small. Constantly stating how much time does it take to do xyz or why is this not done this way when all it is is something as small as xyz negates all the other factors which go into that process. Not having the big picture is a very common yet annoying occurrence amongst employees which we (business owners) simply have to deal with. Admittedly I made similar assumptions until I became one.
The talent pool actually is not that limited so do not get overly concerned about my prospects.
Small business practices are delicate and one poor choice can devastate and near destroy said business. I have already been in that situation and was very lucky. I absolutely would work for someone who watched every financial move to ensure my work environment was safe and my pay was secure--especially in today's environment.