Correct me if I am wrong, and maybe it is just me. But aren't vest periods for 401k(s) going away? Most Companies have right away contributions with matches.
Pensions still have a vest
I'm the wrong person to ask. I haven't worked FT or PT for a 401k/403b employer for over five years. Only per diem, where they don't offer a match.
The standard used to be a 6% match, but now I'm seeing 2-3% at best in a number of places. I see the match advertised on job announcements, but not the vested period. I'm probably just too lazy to do the extra work to find the page with the answer.